Homeownership

Discover how to qualify, apply and become a homeowner. You can also access resources, learn about additional programs we offer, make a payment and more.
Improving the quality of lives and communities by assisting homeowners in building and owning decent and adequate housing.
We build and sell affordable interest-free homes, offer financial and homeowner education and advocate for policies that create more housing for struggling families. We help working families realize the dream of homeownership, break the cycle of poverty and build a stronger community. We proudly offer a hand up, not a hand out, because when families actively invest in obtaining a stable place to call home, they can begin to thrive.

Discover how to qualify, apply and become a homeowner. You can also access resources, learn about additional programs we offer, make a payment and more.

Learn about our ReStore's acceptance of donations and re-selling of new and used building supplies, furniture, appliances and more to the public at deeply discounted prices.

Explore the numerous ways you can help local families including assisting with the build of a home, helping in the ReStore, becoming a board member and more.
Ponca City Area Habitat for Humanity publishes an annual financial report so supporters can see exactly how donations are used.
Financial report (PDF)